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1) "401k" -- As to 401k early withdrawal 401(k)
Pronunciation: "for-(")O-(")w&n-'kA
Function: noun
Etymology: from the section of the Internal Revenue Code that established it
: a retirement account to which employee and employer contribute, on which taxes are deferred until withdrawal, and for which the employee usually selects the types of investments Pronunciation Symbols
The 401(k) plan is a type of employer-sponsored retirement plan in the United States and some other countries, named after a section of the U.S. Internal Revenue Code. A 401(k) plan allows a worker to save for retirement while deferring income taxes on the saved money and earnings until withdrawal. The employee elects to have a portion of his or her wage paid directly, or "deferred", into his or her 401(k) account. In participant-directed plans (the most common option), the employee can select from a number of investment options, usually an assortment of mutual funds that emphasize stocks, bonds, money market investments, or some mix of the above. Many companies' 401(k) plans also offer the option to purchase the company's stock. The employee can generally re-allocate money among these investment choices at any time. In the less common trustee-directed 401(k) plans, the employer appoints trustees who decide how the plan's assets will be invested . All assets in 401(k) plans are tax deferred. Before the January 1, 2006 effective date of the designated Roth account provisions, all 401(k) contributions were on a pre-tax basis (i.e., no income tax is withheld on the income in the year it is contributed), and the contributions and growth on them are not taxed until the money is withdrawn. With the enactment of the Roth provisions, participants in 401(k) plans that have the proper amendments can allocate some or all of their contributions to a separate designated Roth account, commonly known as a Roth 401(k). Qualified distributions from a designated Roth account are tax free, while contributions to them are on an after tax basis (i.e., income tax is paid or withheld on the income in the year contributed). In addition to Roth and pre-tax contributions, some participants may have after-tax contributions in their 401(k) accounts. The after-tax contributions are treated as basis and may be withdrawn without tax. The growth on after-tax amounts not in a designated Roth account are taxed as ordinary income. - 1 Details
- 2 Tax co..."
2) "Early" -- As to 401k early withdrawal 1ear·ly
Pronunciation: '&r-lE
Function: adverb
Inflected Form(s): ear·li·er; -est
Etymology: Middle English erly, from Old English [AE]rlIce, from [AE]r early, soon -- more at ERE
1 a : near the beginning of a period of time <awoke early in the morning> b : near the beginning of a course, process, or series <early in his senatorial career>
2 a : before the usual or expected time <the train arrived early> b archaic : SOON c : sooner than related forms <these apples bear early> Pronunciation Symbols
Early may refer to:
History
- the beginning or oldest part of a defined historical period, as opposed to Middle or Late periods.
- eg: Early modern Europe
Places: - Early County, Georgia
- Early, Texas
- Early, Iowa
People: - Gerald Early, writer, culture critic and professor
- James M. Early, electrical engineer for whom the Early effect was named
- Joseph Early, congressman from Massachusetts
- Jubal Anderson Early, American Civil War general
Other uses: - Early Records, a record label
- Early effect, an effect in transistor physics
..."
3) "Withdrawal" -- As to 401k early withdrawal with·draw·al
Pronunciation: -'dro(-&)l
Function: noun
1 a : the act of taking back or away something that has been granted or possessed b : removal from a place of deposit or investment c (1) : the discontinuance of administration or use of a drug (2) : the syndrome of often painful physical and psychological symptoms that follows discontinuance of an addicting drug <a heroin addict going through withdrawal>
2 a : retreat or retirement especially into a more secluded or less exposed place or position b : an operation by which a military force disengages from the enemy c (1) : social or emotional detachment (2) : a pathological retreat from objective reality (as in some schizophrenic states)
3 : RETRACTION, REVOCATION <threatened us with withdrawal of consent>
4 a : the act of drawing someone or something back from or out of a place or position b : COITUS INTERRUPTUS Pronunciation Symbols
- For other meanings, see Withdrawal (disambiguation).
Withdrawal also known as withdrawal syndrome, refers to the characteristic signs and symptoms that appear when a drug that causes physical dependence is regularly used for a long time and then suddenly discontinued or decreased in dosage. The term can also, less formally, refer to symptoms that appear after discontinuing a drug or other substance (unable to cause true physical dependence) that one has become psychologically dependent upon. - 1 Overview
- 2 Withdrawal from drugs of abuse
- 3 Withdrawal from prescription medicine
- 4 Rebound
- 5 See also
- 6 Literature
- 7 External links
| The sustained use of many kinds of drugs causes reversible adaptations within the body that tend to lessen the drug's original effects over time, a phenomenon known as drug tolerance. To have these adaptations to a drug is to have a physical dependency on it, for when the drug is suddenly discontinued or decreased, the adaptations do not immediately disappear. Unopposed by the drug, the adaptations appear as withdrawal signs and symptoms that are generally the opposite of the drug's direct effects. Depending primarily on the drug's elimination half-life, withdrawal symptoms can appear within a few hours to several days after discontinuation. The withdrawal symptoms associated with many recreational drugs are well-known. However, many drugs that do not generally cause euphoria, and are therefore not generally abused or thought of as addictive, also induce physical dependence with associated withdrawal. Examples include beta blockers, corticosteroids such as cortisone, many anticonvulsants and most antidepressants. Nevertheless, sudden withdrawal from these medications can be harmful or even fatal; this is why many prescription labels explicitly warn the patient not to discontinue the drug without doctor a..."
Further Data On Term for 401k early withdrawal
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